Compliance & Regulation

Grand Trust Bank, N.A. is a nationally chartered financial institution regulated in the United States and operates under license in Europe under FCA registration number 987654. We are subject to ongoing supervision and periodic examination by applicable banking regulators.

Deposits held with Grand Trust Bank, N.A. are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount allowed by law, currently $250,000 per depositor, per ownership category.

We maintain a comprehensive AML and KYC program in compliance with the Bank Secrecy Act and applicable international standards. This includes identity verification at account opening, ongoing transaction monitoring, and reporting of suspicious activity to relevant authorities as required by law.

Our infrastructure is designed to meet PCI DSS Level 1 standards for payment security and has undergone SOC 2 Type II auditing of our security, availability, and confidentiality controls. All data in transit is encrypted using TLS 1.3.

We comply with applicable consumer financial protection laws, including disclosure requirements for fees, interest rates, and account terms. If you believe you have been treated unfairly, you may file a complaint with us directly or with the relevant regulatory authority in your jurisdiction.

To report a compliance concern or suspected fraudulent activity, contact our compliance team at grandtrustsuport@outlook.com.